MSIG Basic Environmental Policy

1. Basic philosophy

Mitsui Sumitomo Insurance Group (“MSIG”) will continue to make efforts to preserve and improve the global environment through business activities in line with the Group Mission Statement, “Through our insurance and financial service businesses bringing security and safety to people and businesses around the world and making a lasting contribution to the enrichment of society.” The Group will also promote stable and sustainable activities based on its action policy summarized below.

2. Action Plans

(1) Contribute to global environmental protection through our insurance and financial service businesses

In various departments of our company and of each company in our group, we strive to develop, expand and provide products and services contributing to environmental protection.

(2) Reduce the environmental burden incurred in conjunction with our business activities

On top of adhering to environment-related regulations and charter/guidelines set by the industry that we agreed to, each of the MSIG companies are committed to reducing environmental burden and realizing a recycling-oriented economic system, by promoting to save energy and resources, reduce waste and recycle.

(3) Improve our environmental management system (EMS)

Through constructing an Environmental Management System, conducting activities with set environmental goals and objectives, we commit to sustainable improvement and pollution prevention.

(4) Coexistence with society through environmental awareness activities

We commit to coexisting with society and disclosing environmental information by raising environmental awareness of every executive and employee, encouraging them to actively take part in environmental protection activities and promoting environmental awareness activities internally and externally.

All executives and employees in our group, as well as the public, will be informed of our environmental policy.

Enacted Apr.1, 2008
Toshiaki Egashira, President, CEO
Mitsui Sumitomo Insurance Group Holdings, Inc.